Age Based

This approach contains an age based track. This option allows you to more closely align your college savings goals with your risk tolerance and return expectations.

SELECT YOUR TARGET AGE
TO VIEW THE RELATED PORTFOLIO



custom aggressive graph

Ages 0-2
portfolio 100

Invests all assets in a combination of equities and alternatives to seek long term capital appreciation.

custom aggressive graph

Ages 3-4
portfolio 90

Invests in a combination of equity, alternative, and fixed income investments to seek an objective of capital appreciation and income.

custom aggressive graph

Ages 5-6
portfolio 80

Invests in a combination of equity, fixed income, and alternative investments to seek capital appreciation and income. The portfolio seeks growth by investing in an asset allocation weighted toward equity investments over fixed income investments.

custom aggressive graph

Ages 7-8
portfolio 70

Invests in a combination of equity, fixed income, and alternative investments to seek capital appreciation and income. The portfolio seeks growth by investing in an asset allocation weighted toward equity investments over fixed income investments.

custom aggressive graph

Ages 9-10
portfolio 60

Invests in a combination of equity, fixed income, and alternative investments to seek capital appreciation and income. The portfolio seeks moderate growth by investing in an asset allocation weighted toward equity over fixed income investments.

custom aggressive graph

Ages 11-12
portfolio 50

Invests in a combination of equity, fixed income, and alternative investments to seek capital appreciation and income. The portfolio seeks moderate growth by investing in an asset allocation weighted toward equity over fixed income investments.

custom aggressive graph

Ages 13-14
portfolio 40

Invests in a combination of equity, fixed income, alternative, and money market investments to seek capital appreciation and income. The portfolio seeks conservative growth by investing in a balanced asset allocation weighted toward fixed income investments over equity investments.

custom aggressive graph

Ages 15-16
portfolio 30

Invests in a combination of equity, fixed income, alternative, and money market investments to seek capital appreciation and income. The portfolio seeks conservative growth by investing in a balanced asset allocation weighted toward fixed income investments over equity investments.

custom aggressive graph

Ages 17-18
portfolio 20

Invests in a combination of equity, fixed income, alternative, and money market investments to seek income and conservative appreciation. The portfolio seeks preservation of capital with minimal growth by investing primarily in fixed income investments.

custom aggressive graph

Ages 19+
portfolio 10

Invests in a combination of equity, fixed income, alternatives, and money market investments to seek income and principal protection. The portfolio seeks preservation of capital with minimal growth by investing primarily in fixed income investments.

  • U.S. Equity
  • Global and international Equity
  • Low Volatility
  • Oppenheimer Institutional Government Money Market*
  • Real Estate
  • MLP
  • Fixed Income

*Prior to 9/28/16, the Portfolio’s name was Oppenheimer Institutional Money Market Portfolio. You could lose money by investing in the Fund. Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. The Fund’s sponsor has no legal obligation to provide financial support to the Fund, and you should not expect that the sponsor will provide financial support to the Fund at any time.

oppenheimer logo

1. Once you invest in a portfolio, your money will remain in that portfolio until you instruct the plan to move it to another portfolio or approach. None of these portfolios is designed to provide any particular total return over any period or investment time horizon. You should work with your financial advisor to determine which portfolios are appropriate to your situation.

This material is provided for general and educational purposes only and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under U.S. federal tax laws. Contact your attorney or tax advisor regarding your specific legal, investment or tax situation.

Scholar's Edge® is operated as a qualified tuition program offered by The Education Trust Board of New Mexico and is available to all U.S. residents. OFI Private Investments Inc., a subsidiary of OppenheimerFunds, Inc., is the program manager for Scholar's Edge®, and OppenheimerFunds Distributor, Inc. is the distributor of Scholar's Edge®. Some states offer favorable tax treatment to their residents only if they invest in the state's own plan. Investors should consider before investing whether their or their designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program. Any state-based benefit offered with respect to a particular 529 College Savings Plan should be one of many appropriately weighted factors considered in making an investment decision. You should consult with your tax or other advisor to learn more about how state-based benefits (including any limitations) would apply to your specific circumstances. In addition, some states may offer an income tax deduction to any qualified tuition programs. These securities are neither FDIC insured nor guaranteed and may lose value.

Before investing in the Plan, investors should carefully consider the investment objectives, risks, charges and expenses associated with municipal fund securities. The Plan Description contains this and other information about the Plan, and may be obtained by asking your financial advisor, by visiting www.scholarsedge529.com or calling 1.866.529.SAVE (1.866.529.7283). Investors should read these documents carefully before investing.

Account owners do not invest in, and do not have ownership or other rights relating to, the underlying investments. The Plan's underlying investments are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested.

Scholar's Edge® is distributed by OppenheimerFunds Distributor, Inc. Member FINRA, SIPC
Two World Financial Center, 225 Liberty Street, New York, NY 10281-1008
Scholar's Edge® and the Scholar's Edge® Logo are registered trademarks of The Education Trust Board of New Mexico used under license.
© 2018 OppenheimerFunds Distributor, Inc. All rights reserved.