Age Based

This approach contains three age based tracks: Aggressive, Growth and Balanced. Each track is designed to allow you to more closely align your college savings goals with your risk tolerance and return expectations. As your child grows older, the money in the account automatically shifts to increasingly conservative portfolios.

SELECT YOUR TARGET AGE
TO VIEW THE RELATED PORTFOLIO



nb to age 5 graph age 6 to 8 graph age 9 to 11 graph age 12 to 14 graph age 15 to 17 graph age 18 and up graph
PORTFOLIO 100 PORTFOLIO 80 PORTFOLIO 60 PORTFOLIO 40 PORTFOLIO 20 PORTFOLIO 10

Aggressive Age Based Track

The equity to fixed income and money market fund allocations are modestly higher than industry averages in the early years.
nb to age 5 graph age 6 to 8 graph age 9 to 11 graph age 12 to 14 graph age 15 to 17 graph age 18 and up graph
PORTFOLIO 80 PORTFOLIO 60 PORTFOLIO 40 PORTFOLIO 20 PORTFOLIO 10 FIXED INCOME PORTFOLIO

Growth Age Based Track

The equity to fixed income and money market fund allocations are modestly lower than the industry averages.
nb to age 5 graph age 6 to 8 graph age 9 to 11 graph age 12 to 14 graph age 15 to 17 graph age 18 and up graph
PORTFOLIO 60 PORTFOLIO 40 PORTFOLIO 20 PORTFOLIO 10 FIXED INCOME PORTFOLIO LOW DURATION FIXED INCOME PORTFOLIO

Balanced Age Based Track

The equity to fixed income and money market fund allocations are meaningfully lower than the industry averages.
  • Domestic Equity
  • Global Fixed Income
  • Global and International Equity
  • Domestic Fixed Income
  • Money Market
nb to age 5 graph age 6 to 8 graph age 9 to 11 graph age 12 to 14 graph age 15 to 17 graph age 18 and up graph
PORTFOLIO 100 PORTFOLIO 80 PORTFOLIO 60 PORTFOLIO 40 PORTFOLIO 20 PORTFOLIO 10
nb to age 5 graph age 6 to 8 graph age 9 to 11 graph age 12 to 14 graph age 15 to 17 graph age 18 and up graph
PORTFOLIO 80 PORTFOLIO 60 PORTFOLIO 40 PORTFOLIO 20 PORTFOLIO 10 FIXED INCOME PORTFOLIO
nb to age 5 graph age 6 to 8 graph age 9 to 11 graph age 12 to 14 graph age 15 to 17 graph age 18 and up graph
PORTFOLIO 60 PORTFOLIO 40 PORTFOLIO 20 PORTFOLIO 10 FIXED INCOME PORTFOLIO LOW DURATION FIXED INCOME PORTFOLIO

Aggressive Age Based Track

The equity to fixed income and money market fund allocations are modestly higher than industry averages in the early years.

Growth Age Based Track

The equity to fixed income and money market fund allocations are modestly lower than the industry averages.

Balanced Age Based Track

The equity to fixed income and money market fund allocations are meaningfully lower than the industry averages.
  • Domestic Equity
  • Global Fixed Income
  • Domestic Fixed Income
  • Money Market
  • Global and International Equity
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1. Once you invest in a portfolio, your money will remain in that portfolio until you instruct the plan to move it to another portfolio or approach. None of these portfolios is designed to provide any particular total return over any period or investment time horizon. You should work with your financial advisor to determine which portfolios are appropriate to your situation.

This material is provided for general and educational purposes only and is not intended to provide legal, tax or investment advice, or for use to avoid penalties that may be imposed under U.S. federal tax laws. Contact your attorney or tax advisor regarding your specific legal, investment or tax situation.

Scholar's Edge® is operated as a qualified tuition program offered by The Education Trust Board of New Mexico and is available to all U.S. residents. OFI Private Investments Inc., a subsidiary of OppenheimerFunds, Inc., is the program manager for Scholar's Edge®, and OppenheimerFunds Distributor, Inc. is the distributor of Scholar's Edge®. Some states offer favorable tax treatment to their residents only if they invest in the state's own plan. Investors should consider before investing whether their or their designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program. Any state-based benefit offered with respect to a particular 529 College Savings Plan should be one of many appropriately weighted factors considered in making an investment decision. You should consult with your tax or other advisor to learn more about how state-based benefits (including any limitations) would apply to your specific circumstances. In addition, some states may offer an income tax deduction to any qualified tuition programs. These securities are neither FDIC insured nor guaranteed and may lose value.

Before investing in the Plan, investors should carefully consider the investment objectives, risks, charges and expenses associated with municipal fund securities. The Plan Description contains this and other information about the Plan, and may be obtained by asking your financial advisor, by visiting www.scholarsedge529.com or calling 1.866.529.SAVE (1.866.529.7283). Investors should read these documents carefully before investing.

Account owners do not invest in, and do not have ownership or other rights relating to, the underlying investments. The Plan's underlying investments are not deposits or obligations of any bank, are not guaranteed by any bank, are not insured by the FDIC or any other agency, and involve investment risks, including the possible loss of the principal amount invested.

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